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Crunching the numbersby Firmbee.com
Asset Allocation
Questions

Can I use my bank appraisal from a mortgage refinance to establish a value of the house for divorce?

You and your spouse could agree to use a value from a bank appraisal but it is not typically what a Court would use. A bank appraisal used for a refinance of a mortgage is different than a fair market appraisal in divorce. A bank appraisal is assessing the value of the property as collateral for a loan, while a comprehensive value appraisal is used to establish the fair market value for divorce negotiations and is much more commonly used.

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Need More Details
Resource

Real Estate

Walk through various considerations when valuing, dividing or buying out equity in real estate.

Resource

Balance Sheet

Learn about a balance sheet and how it can help you in the property division analysis.

Resource

Property Division Introduction

Property division is one of the two financial categories addressed in divorce, focusing on the division of assets and liabilities, including real estate, debts, financial accounts, investments, automobiles and personal possessions.

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Resource

Property Division Legal Overview

Learn about property division law generally and key differences between community property states and equitable division states.

Still Have Questions
What’s the difference between a home equity loan and a HELOC (home equity line of credit)?
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