What is the difference between a credit score and a credit report?

A credit report is a detailed summary of your credit history, including accounts, payment records, and any public records like bankruptcies, while a credit score is a numerical value derived from the information in your credit report that indicates your overall creditworthiness. Both can be helpful in divorce to assess your ability to obtain loans moving forward (credit score) and review your current and past historical financial picture (credit report).

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